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Financial Education

Got some extra cash? Best thing to do is pay down that debt!

Check out this interesting article on debt management from Canadian Finance Blog… “ Should you be holding Credit Card Debt, or worse, Store Credit Card debt, that you have not paid off and are incurring interest charges, how can you even ask what you should do with this found money? If you think you deserve something [...]

Budget, Monitor and Keep Track! Otherwise brace for disaster…

For most people debt is like a “silent killer”. It creeps up quietly and then blows up in our face. The realization of how much we owe can be heartbreaking….Heres a post from MSN Money about such cases and what do to to solve the problem. “He and his wife had “multiple” credit cards; he [...]

Personal Finance Fundamentals…

Personal finance fundamentals with Financial Post. A case study of family financial planning that helps everyone make better financial decisions… “Family Finance asked Caroline Nalbantoglu, a financial planner with PWL Advisors Inc. in Montreal, to work with Alain and Danielle. Their goal: find a way for the family to get a larger home, fund the [...]

Family tax issues….

Many families would benefit from just a few minor tweaks to family income tax rules, argues Dave Quist from National Post. Do families who have only one income provider  pay more in income tax?read this interesting article to see where your family stands… “Yet today, family members are taxed as individuals, as if they had [...]

Is your credit card a convenience or necessity?

Credit cards are popular, mostly easy to get and convenient…But is this leading to massive debt amounts? This Money Sense post discusses this delicate subject…   “It’s tempting to hand over a credit card to pay for almost everything from groceries to clothes to hair cuts, in some cases to get reward points. But with [...]